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Experience the


Luxury & Custom Homebuilders

As a builder of luxury homes, you strive to make certain that every aspect of every project is extraordinary. So why would you use traditional insurance coverages when your work is anything but? Oxford Millin believes that "conventional" contractor's insurance is best left to the "conventional" contractors, which is why we created our Luxury Homebuilders Program.


Some of the unique highlights of the Luxury Homebuilder's Program include:


  • Blanket waiver of subrogation

  • Primary and non-contributory language

  • Broad blanket additional insured

  • Per project limits with no cap



The most unique aspect of the program is the innovative pricing structure; which basis premiums on a "per start" basis and not on the commonly offered ISO payroll and subcontractor costs. The program also includes coverage for qualified general contractors performing both residential and commercial remodeling, with projects containing less than 15% of incidental new construction work and 70% of all subcontracted labor and material costs.

See What You Could Save


Get a quote by calling us at 631-434-6666 (NY) or 215-517-7590 (PA) and learning more about commercial insurance through Oxford Millin’s Luxury Homebuilder's Program.

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