Voluntary Insurance Policies
What is voluntary insurance?
A voluntary benefits plan can allow you to offer specific benefits to your employees, usually at little or no cost to you. It can supplement your company’s group health plan or stand on its own, and any employer contributions would be purely voluntary.
What types of voluntary policies are available?
Voluntary insurance covers a wide range of benefit options, and is often used to help employees secure individual life and disability coverage regardless of their medical histories.
Coverage options include:
Short-Term Disability Insurance — replaces partial income for three to twenty-four months.
Life Insurance — both term and permanent life plans.
Dental and Vision Insurance — two of the most popular employee coverage options.
Accident Insurance — cash benefit in the case of a qualified accident that leaves you or an employee out of work.
Hospital Indemnity and Critical Illness — specific coverage for cancer treatments, home health care, and other supplemental health insurance.
Experience the Difference
Get a quote by calling us at 631-434-6666 (NY) or 215-517-7590 (PA) and learning more about Voluntary Insurance through Oxford Millin.