top of page

Get Started.

Experience the


Personal Auto Insurance

Your car came loaded with options, we make sure that your auto insurance policy does too. Basic insurance covers your vehicle for damage or loss, but with Personal Auto Insurance  through Oxford Millin you can also get protection from financial exposure due to injuries sustained in an accident — to yourself, your passengers, other drivers, or pedestrians — as well as damage to other people’s property.


Typical Auto Insurance coverages can include:


  • Liability Coverage

  • Comprehensive & Collision Insurance

  • Medical Payments

  • Uninsured & Underinsured Mororist protection

  • Personal Injury Protection





Liability Coverage


There are two types of liability coverage - coverage for Bodily Injury and coverage for Personal Property. Most states require you to carry a minimum amount of liability coverage, or post a bond, to register your vehicle or obtain a driver's license.



Comprehensive Coverage


Comprehensive coverage pays for losses to the car resulting from fire, theft, falling objects, riots, storms, earthquakes, floods, and collision with a bird or animal. Comprehensive coverage is normally required if your vehicle is leased or financed.



Collision Coverage


Collision coverage pays for the damage to your vehicle resulting from accident with another vehicle or object.



Medical Payments


Medical coverage pays for medical expenses for you and your passengers as a result of a car accident.



Uninsured / Underinsured Motorist Coverage


On average 25% of drivers have no insurance and another 30% do not have enough insurance. Uninsured/Underinsured Motorist coverage provides liability coverage if an uninsured/underinsured motorist is at fault.



Personal Injury Protection


Personal Injury Protection (PIP) is generally required in no-fault states. PIP covers a broader range of medical costs than standard Medical Payments coverage. It covers lost wages and the replacement of the services of someone injured in an automobile accident.



See What You Could Save


Get a quote by calling us at 631-434-6666 (NY) or 215-517-7590 (PA) and learn more about Personal Auto Insurance through Oxford Millin.

bottom of page