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Commercial Auto Insurance

Many businesses depend on commercial vehicles every day as an essential part of doing business. With Commercial Auto Insurance  from Oxford Millin, you can protect your vehicles as well as your employees with affordable auto insurance and  customized coverage options to fit your specific needs.


Some of the typical commercial auto insurance coverages available through Oxford are:


  • Auto liability

  • Medical payments

  • Comprehensive coverage

  • Collision coverage

  • Uninsured and underinsured motorists coverage

  • Coverage for autos you borrow or rent

  • Coverage for employees using their cars for the business



Liability Insurance


Vehicle Liability insurance is the basic insurance coverage that covers injuries or damage to other people or property if you're at fault for an accident.



Physical Damage Coverage


Physical Damage coverage is a general term for a group of coverages that protect your vehicle. They include:

  • Collision Insurance

  • Comprehensive Insurance

  • Fire and Theft with CAC Insurance



Trucking Coverages


The following coverages are typically required by freight haulers and specialized trucking businesses:


  • Non-Trucking Liability Insurance

  • Motor Truck General Liability Insurance

  • Rental Reimbursement with DowntimeTrailer Interchange Insurance

  • Motor Truck Cargo Insurance



Non-Owned Vehicle Insurance


These coverages could provide liability protection when you or any of your employees drive vehicles not listed on your commercial auto policy:


  • Employer's Non-Owned Coverage

  • Hired Auto Coverage

  • Any Auto Coverage



Towing Coverages


Businesses that tow vehicles or operate service stations often require special coverages which might include:


  • Garagekeepers Legal Liability Insurance

  • On-Hook Towing Insurance


See What You Could Save


Get a quote by calling us at 631-434-6666 (NY) or 215-517-7590 (PA) and learn more about Commercial Auto Insurance through Oxford Millin.

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